Saving for retirement usually is not one of the first priorities people have. Most people contribute monthly to a plan linked to the company they work for. This is however generally not the case in developing countries, where many people work in the informal sector. This is also the case in the Pacific, where nearly 80% of people work in the informal economy and as such do not have access to a formal superannuation fund. Furthermore, similar to other parts of the world, as demographics and socio-economic relationships are changing, people can rely less on their family for support at their old age. What is more, in the Solomon Islands the Wantok system, traditional welfare system that evolved around clans and tribes people belong to, also makes it harder to accumulate long term savings.